New years Plan
So, the year 2008 just come to an end, a full 12 month long of you life have passed, what did you really accomplished? Well, I am talking about your New YearТs Resolution, yearly we set some resolution that we hope to accomplish as the year transcends. It is a yearly habit for a lot of us who wants to get the New Year spirit in a good vibe. Well, statistics shows that 80% of your New YearТs resolution doesnТt always happen. It is a large number and study shows that there are 60% of us who doesnТt even plan a New YearТs resolution. Why is that?
Well, the only answer to that certain question is that they seem to fail a lot of those resolutions that they donТt even bother to try anymore. So, it is logical to not plan at all than to fail, right? Wrong. Let me tell you that the effort you put into the attempt is a sign of change. So, when you plan and did attempt to do the resolution, you are actually achieving 50% of what you really have in mind.
So, with that being a subject let me tell you that there are certain ways to achieve the success in your own New YearТs resolution. Allow me to elaborate:
Take Time to Plan Ц We need to take the time to plan what we have in store for our New YearТs resolution. Do not wait for the exact New YearТs eve to plan, when the last quarter of the year comes and you knew that you need to make a New YearТs resolution, use that time to plan your New YearТs resolution in that case, you know what you want to do when that time comes.
Plan Based on Your Life Goals Ц Well, you need to base your plans to your actual life goals in that way itТll be synchronized and organized in a way. Just set it right and be sure that it is close to your actual life goal so that you will be ready for whatever you have for the coming year and your life goal as well.
Short Term Goals/Long Term Goals Ц Ok, usually they say that New YearТs resolution is just short term. Well, you need to tie it up with your own long term goals just for you to continually achieve it even if it is done. Be sure to make some of the important ones prioritized.
Be S.M.A.R.T. Ц Well, the popular УS.M.A.R.T.Ф stands for Specific-Measurable-Accepted-Realistic-Time Bound, which by all means a good guideline for you. Do not just plan to shed weight, plan to shed a specific number like lose 30 pounds this year or save $5,000 this year etc. You need to be S.M.A.R.T. with your goals.
Write a List and Communicate Ц Well, making a lost of your plans/goals will be wise in this. So you need to have it in a day-to-day basis and discuss it to people close to you, so that youТll be successful on achieving a goal.
Rewards/Punishments Ц To better be successful I your goal, you need to set and plan some rewards for yourself and punishment in case you fail. The key here is to have a certain push to do the deed, so that it will be more effective in the long run.
Alex Kargin
Posted by admin on Thursday, February 19th, 2009
Filed under Life, insurance
life insurance
Financial crisis is probably one of the obvious impact makers on our life these recent years. We know that it has been affected us in all sort of ways that we could imagine and it is not getting any better. With it a lot has been affected, if you look at it in with a keen eye, we can see that from food, shelter, gas and clothing, financial crisis can affect it with big points. And with that being an issue, life insurance companies are having a ball on getting their number achieve high quotas.
They are probably the biggest winners when there is economic turmoil, as they are benefiting from the financial crisis and recession in which people wants to secure and better protect their assets when that time comes.
According to The Business Review Article written by Fiona Robertson, there has been a 9.5% increase in total premiums over the past year up until September 30. That number is relatively high and if you try and analyze it, the Life insurers are really benefiting from the financial crisis and it has been a major impact nonetheless. You want numbers? Well, let me give you some. How about 1.512 billion dollars? You want you want to know the significance of it?
It is the total premiums for life insurance policies, it is a big number compared from 1.381 billion that they have over that time. An estimated 21% increase in numbers for premiums with new individual risks has been seen. It is approximately at 51.78 million dollars in total. That is a high number for new policies sales, mind you.
With much of these numbers being crunched as the quarter draws to a close. The logical conclusion to this is that the big increase of people losing their jobs. Of course people wants to better protect their business and loved ones by getting them secured and protected through the use of life insurance. The overwhelming financial crisis has hit hard and with it, people suffer. When that happens, the people who are affected try to do what they can to secure their investment or business.
Life insurance companies of course tries to benefit from this by offering premiums to people in need of it and from there a large number will skyrocket as more and more people realizes the situation.
Another thing to really point out is the health issues of people, with a lot of stress being pointed towards a lot of people, health can be an issue that they want to address. Therefore the use of life insurance comes to a role, in which to secure the future of these people. From stress and health anything can happen and with that problems occur, mortgages and bills wonТt be paid and some more problems will start to stem from that. And if you look at it, it would really be smart to get life insurance to get secured.
Health risk, stress, economic turmoil all of which can point and lead to financial crisis and with it being a national issue, the surge of people getting policy coverage are hitting a high mark thus getting into what many experts believe a boom in life insurance. The stats donТt lie.
Posted by admin on Friday, February 13th, 2009
Success, it is often what most people wants to achieve with a lot of things about life in general. The question which most people have in their minds is how to achieve success in career and life? Well, it is something that we can really take into a big discussion, because every great man has his own success story, they have their own formula for success and with that being one major thought in this argument, I can say that success comes to those who know how to handle their career and life. So, as a keynote speaker, executive coach, author and leadership consultant, I have pretty much learned a lot during the 5 years of studying on success. I have run down 5 key traits in which a successful people have in common and it is as follows:
Self Confident
They Have Positive Personal Impact
Outstanding Performers
Excellent Communicators
Interpersonally CompetentSo, to elaborate, let me explain how those 5 major traits do can be a big factor youТre your success, hereТs an in depth look at it:On Self ConfidenceYou need to be an Optimist, always be sure to look at the positives, ignore the negatives and proceed with that smile on your face and donТt let anything get in your way.
Facing Fears and Taking Actions, Well as you can see this is pretty much a big point to focus with, face whatever fear you have and from there get you move on. Admit those fears and put a brave face to overcome it.
Seek for Positive People, this is pretty much a huge deal because positivism can be infectious and when you are surrounded by positive people, chances are youТll be on the positive note as well.
On Positive Personal Impact
You need to Create and Promote Your Brand constantly; I can say that it would boost your own brand, how? By capitalizing your unique advantages and taking it from there. It will be a good key to start with success.
Dress for Success, basically if you want to be successful you need to look successful first. Dress accordingly and carry your self well.
Etiquette, you should observe this with an open eye at all times. Successful people are known for good manners, words such as УThank YouФ and УPleaseФ are a must at all times. Observe and learn from people you know that are successful.
On Outstanding Performer
Being Technically Competent on learning is a must. You need to be informative and a good learner. Having to finish a degree, get some workshops and participating in professional societies can be a big plus here. You need to know a lot to be able to be successful.
Knowing S.M.A.R.T. (Specific, Measurable, Achievable, Results Oriented, and Time Bound) and being able to achieve it is probably the УSmartФ thing to do. These guidelines would really be a big help for you.
Get Organized, you need to set and get priorities and stick to them like glue, if you are goal oriented this is for you, always look at what really matter for you and focus on it.
On Excellent Communicator
Communication Skills are pretty much the barometer of success, if you know how to communicate well with people, there is a big chance that youТll get success on whatever your goal is.
Developing your Writing Skills, when you write something, do it as if you are just speaking, no need for big words, jargons and whatnot, use small sentence, go straight to the point and be accurate.
Presentation Skills, this is another important point to ponder, when you are presenting, impress the audience, use visual aides, be loud and clear ad be informative. Know your audience at all times.
On Being Interpersonally Competent:
Understanding Oneself, well this is pretty much important for you and your success, if you know yourself well, you will be able to know what is important to you and why, and from there you can achieve success.
Build Strong Relationship; if you can get the trust of people you are dealing with, the chances of success will be high, always be honest, humble and courteous. In that way you can build a relationship that would last long.
You also need to Resolve Conflicts in a Positive Manner, I think that if you can do this, it will show that you are a professional in your own rights and with this respect will come and success will follow soon after.
Posted by admin on Sunday, February 8th, 2009
